Planning your retirement as a public service worker in Ireland can feel overwhelming. To make things easier, our Public Service Pension Calculator Ireland gives you a clear estimate of your future pension benefits, including your annual pension, monthly payments, lump sum, and replacement rate. This free and easy-to-use tool helps you understand how your years of service and salary translate into retirement income. Looking for more tools like this? Explore our Pension & Retirement Calculators for Ireland.
⚙️ How the Public Service Pension Calculator Works
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Enter your final pensionable salary.
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Input your years of reckonable service.
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Add the accrual rate (commonly 1/80 = 0.0125).
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Input the lump sum multiplier (e.g., 3).
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Click “Calculate Pension”.
The calculator will instantly show you:
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Estimated annual pension.
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Monthly pension amount.
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Lump sum gratuity (approximate).
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Replacement rate (% of your final salary).
You can also go through - Public Sector Pension Calculator Ireland
✅ Why Use This Calculator?
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Free & instant – No sign-ups required.
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Clear pension estimates based on standard formulas.
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User-friendly design for quick calculations.
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Ireland-focused – Tailored to Irish public service pension rules.
ℹ️ Important Note
This calculator provides an estimate only. Final pension entitlements may vary depending on your scheme (e.g., pre- or post-2013 entrants), tax, deductions, and official rules. Always confirm figures with your HR department or the Department of Public Expenditure & Reform.
❓ FAQs – Public Service Pension Calculator
Q1. Who can use this calculator?
Any Irish public service employee who wants to estimate their pension benefits.
Q2. What is the accrual rate?
Typically 1/80 of your final salary per year of service (though it can differ depending on scheme).
Q3. How is the lump sum calculated?
Generally, three times your annual pension, though this may vary.
Q4. Does this calculator include spouse/dependant benefits?
No – it only estimates your personal pension. Dependants’ pensions vary by scheme.
Q5. Is this calculator official?
No – it’s for guidance only. Always confirm with your HR or pensions office.