✅ Hyundai PCP Calculator Ireland – Estimate Your Hyundai PCP Payments Instantly
Financing a new Hyundai in Ireland has never been easier. Our Hyundai PCP Calculator Ireland helps you quickly estimate your monthly PCP payments, deposit, balloon/GMFV, total cost, and finance breakdown for any Hyundai model — including the Hyundai i10, i20, i30, Kona, Tucson, IONIQ, and more.
Whether you’re comparing offers from Hyundai Finance Ireland, checking affordability, or planning your car budget, this PCP calculator gives you clear, accurate numbers in seconds.
For more tools to help you plan smarter, explore our full range of finance & budgeting calculators.
⭐ What Is a Hyundai PCP Calculator?
A Hyundai PCP (Personal Contract Plan) Calculator is an online tool designed to help drivers in Ireland estimate:
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Monthly Hyundai PCP payments
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Required deposit
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Total amount financed
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GMFV / Balloon amount
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Total cost of Hyundai PCP finance
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Interest charges based on APR in Ireland
PCP (Personal Contract Plan) is one of the most popular car finance options in Ireland because it offers lower monthly repayments, flexible terms, and multiple end-of-contract choices.
Our calculator is specifically optimised for Hyundai PCP finance Ireland, allowing you to accurately estimate payments based on real PCP formulas and Irish APR rates.
You can also go through - Hyundai Finance Calculator
🛠 How to Use the Hyundai PCP Calculator
Using our calculator is simple — no financial background needed. Just follow these steps:
1️⃣ Enter the Hyundai Car Price
Example:
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Hyundai i20: €23,000
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Hyundai Tucson: €39,000
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Hyundai Kona Electric: €47,000
2️⃣ Select Your Deposit Percentage
Most Hyundai dealers in Ireland require 10% to 30%.
3️⃣ Choose Your PCP Term (36 or 48 months)
These are standard Hyundai Finance Ireland terms.
4️⃣ Enter the APR (Typical Hyundai APR ranges 3.9% – 7.9%)
5️⃣ Enter the GMFV (Guaranteed Minimum Future Value)
This is the balloon payment due at the end of the contract.
6️⃣ Click “Calculate Monthly Payment”
The calculator instantly shows:
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Deposit
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Amount financed
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Monthly repayment
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Total cost of finance
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Balloon/GMFV
Fast, accurate, and 100% Ireland-specific.
🔍 How Hyundai PCP Works (Explained for Ireland)
PCP finance is structured into three parts:
1️⃣ Deposit (Usually 10–30%)
You pay an upfront deposit deducted from the car’s price.
Example:
Hyundai Tucson price: €40,000
Deposit 10% = €4,000
2️⃣ Monthly Payments (36 or 48 months)
Your monthly repayments cover:
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A portion of the car’s value
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Interest (APR)
These payments are much lower than a standard car loan because you are not financing the full value.
3️⃣ Balloon Payment (GMFV)
At the end of 3 or 4 years, you have three options:
✔ Keep the car — Pay the GMFV
✔ Trade in — Use the equity towards next Hyundai
✔ Return the car — Walk away
This flexibility makes PCP very popular in Ireland for new Hyundai buyers.
⭐ Why Use This Hyundai PCP Calculator?
✔ Ireland-Specific PCP Formula
Accurate for Irish APR rates, GMFV structure, and Hyundai Finance Ireland terms.
✔ Instant Monthly Payment Estimate
See your exact monthly repayments before visiting a dealership.
✔ Compare Hyundai Models Easily
Use it for all models: i10, i20, i30, Tucson, Kona, Bayon, IONIQ 5/6, Santa Fe.
✔ Plan Your Budget Better
Know your deposit, monthly costs, and future GMFV.
✔ Transparent and Simple
Breaks down your Hyundai PCP cost clearly — no hidden fees or confusion.
✔ Perfect Before Negotiating at a Hyundai Dealership
Enter different prices, deposits, and APR rates to see the best deal.
📌 Who Should Use This Calculator?
This Hyundai PCP Calculator is ideal for:
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First-time car buyers
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Anyone considering Hyundai PCP finance
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Drivers comparing Hyundai models
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People wanting lower monthly car costs
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Families upgrading to Tucson, Kona, Santa Fe etc.
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EV buyers checking PCP on Hyundai IONIQ 5 or 6
❓ Hyundai PCP Calculator – Frequently Asked Questions (FAQ)
1. What is the GMFV in Hyundai PCP?
GMFV (Guaranteed Minimum Future Value) is the balloon payment you pay at the end of the contract if you want to keep the car. It is agreed in advance with Hyundai Finance Ireland.
2. What APR does Hyundai use in Ireland?
Typically 3.9% to 7.9% APR, depending on the model, finance offer, and dealership promotions.
3. Does this calculator work for all Hyundai models?
Yes — it works for all Hyundai cars, including:
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i10 / i20 / i30
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Tucson
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Kona / Kona Electric
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Bayon
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Santa Fe
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IONIQ 5 / IONIQ 6
4. Is PCP cheaper than a car loan?
Monthly payments are significantly lower because you do not finance the full value of the car — only the depreciation + interest.
5. Can I trade in the car at the end of PCP?
Yes. If the car is worth more than the GMFV, you can use the equity as a deposit for your next Hyundai.