✅ Hyundai Finance Calculator – Estimate Your Hyundai Car Loan, Monthly Payments & Interest (Ireland)
Buying a Hyundai in Ireland? Our Hyundai Finance Calculator helps you calculate monthly repayments, total interest, total loan cost, and finance options instantly. Whether you’re considering a Hyundai Tucson, i10, i20, Kona, Santa Fe, Ioniq 5, Ioniq 6, or any Hyundai electric car, this tool gives you a clear financial breakdown before you apply for finance.
This calculator is perfect for anyone exploring Hyundai PCP finance, Hyundai HP (Hire Purchase) finance, dealership loans, credit union loans, or car finance options in Ireland.
For more useful car cost tools and repayment estimators, visit our Loan & Finance Calculations section.
⭐ What Is the Hyundai Finance Calculator?
The Hyundai Finance Calculator is an online car loan tool that helps you estimate:
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Monthly repayment amount
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Total amount repayable over the loan term
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Total interest payable
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Loan amount after deposit
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How APR affects your repayments
It allows you to enter the car price, deposit, APR, and loan duration to get instant results — helping you understand the real cost of financing your Hyundai.
This tool is specifically designed for Hyundai cars in Ireland, aligning with common dealership finance structures, Irish APR rates, and Irish car buyers’ needs.
You can also go through - Kia Finance Calculator
⭐ How to Use the Hyundai Finance Calculator
Using the calculator is simple and takes less than 10 seconds:
1. Enter the Hyundai vehicle price
Example:
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Hyundai Tucson – €42,000
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Hyundai i20 – €22,000
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Hyundai Kona EV – €34,000
2. Enter your deposit
Example: €3,000–€8,000 (depending on your budget)
3. Enter the APR
Typical APR in Ireland:
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3.99% – 7.9% for Hire Purchase
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0%–3.9% promotional APR for new Hyundai models (occasionally)
4. Enter loan term (months)
Common terms:
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36 months (3 years)
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48 months (4 years)
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60 months (5 years)
5. Click “Calculate Repayments”
The calculator will instantly show:
✔ Monthly payment
✔ Total repayment
✔ Total interest
✔ Loan amount after deposit
This helps you decide if the finance option suits your budget.
⭐ How the Hyundai Finance Calculator Works
The calculator uses the standard amortised loan formula used by banks, dealerships, and credit unions in Ireland.
✔ Formula Behind the Calculation
It calculates:
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Loan Amount
= Vehicle Price – Deposit -
Monthly Interest Rate
= APR ÷ 12 -
Monthly Repayment
= Loan amount × monthly rate ÷ (1 – (1 + rate)^–months) -
Total Payment
= Monthly payment × number of months -
Total Interest
= Total payment – loan amount
This provides an accurate and realistic estimate of your Hyundai finance repayments.
⭐ Why Use Our Hyundai Finance Calculator?
Here’s why Irish car buyers prefer this tool:
✔ 1. Ireland-specific finance calculations
Designed for Irish APR rates, Irish car loan standards, and Hyundai Ireland pricing.
✔ 2. Helps you choose between HP, PCP, and Credit Union loans
Comparing options becomes easier when you know the real monthly cost.
✔ 3. Avoids hidden surprises
Understand total interest, not just the monthly figure dealerships advertise.
✔ 4. Helps you negotiate a better deal
When you know your numbers, you can push for lower APR or higher deposit discounts.
✔ 5. Works for all Hyundai models
Including:
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Tucson
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i10 / i20 / i30
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Kona
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Santa Fe
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Bayon
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Ioniq 5 / Ioniq 6
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Hyundai EVs & hybrids
✔ 6. Completely free to use
No signup, no charges — just fast, reliable financial insights.
⭐ Who Should Use This Calculator?
This Hyundai finance tool is ideal for:
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First-time car buyers in Ireland
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Anyone comparing Hyundai PCP vs. HP
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Drivers trading in their old car
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People checking if a Hyundai fits their monthly budget
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Credit union members checking loan affordability
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Anyone planning to buy a new or used Hyundai car
❓ Hyundai Finance Calculator – FAQs
1. What is the Hyundai Finance Calculator?
It is an online tool that estimates Hyundai car loan repayments, interest costs, and total finance amounts based on car price, deposit, APR, and loan term.
2. Does this calculator work for both new and used Hyundai cars?
Yes — it works for new Hyundai models and second-hand Hyundai vehicles purchased from dealers or private sellers.
3. Can I use this for Hyundai PCP Finance?
Yes, but this version calculates standard HP finance. If you want a PCP version with guaranteed future value (balloon payment), I can create it.
4. What APR should I enter?
Use your dealer’s quote or typical Irish APR rates:
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0%–3.9% for some new Hyundai offers
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5%–8% for Hire Purchase
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6%–10% for credit union loans
5. Is the calculator accurate?
Yes — it uses the same amortised loan formula that Irish lenders and car dealerships use for monthly repayment calculations.