Stamp Duty Calculator Ireland

Buying a property in Ireland comes with more than just the purchase price. One of the biggest additional costs is stamp duty, a tax every buyer must pay to the Irish government when purchasing property. Many buyers, especially first-time buyers in Dublin or investors across Ireland, often underestimate this cost. That’s why we’ve created our free Stamp Duty Calculator Ireland – to give you a quick, accurate, and reliable estimate of how much stamp duty you’ll owe. Want more tools to help you budget smarter? Visit our full Mortgage & Property Calculators hub, where you’ll find free, accurate calculators for house rebuild costs, mortgage repayments, and more.

Whether you’re purchasing a family home, an investment property, or a commercial building, our tool makes it simple to calculate your stamp duty obligations so you can budget effectively and avoid surprises.

How Our Stamp Duty Calculator Works 📊

Stamp duty in Ireland is not a flat fee – it is calculated based on a percentage of the property’s purchase price. The rates and thresholds differ depending on the type of property you’re buying.

• Residential Property:

  • 1% on the first €1,000,000

  • 2% on any value above €1,000,000
    Example: If your home costs €1.2 million, you will pay €10,000 on the first €1,000,000 (1%) plus €4,000 on the remaining €200,000 (2%), making a total stamp duty of €14,000.

• Non-Residential / Commercial Property:

  • A flat rate of 7.5% on the full purchase price.
    Example: A commercial property worth €500,000 would incur €37,500 in stamp duty.

To use our calculator, all you need to do is:

1. Enter the property purchase price.

2. Select whether it’s a residential or non-residential property.

3. Instantly see your stamp duty amount displayed in seconds.

This makes our stamp duty calculator Ireland not only free but also one of the fastest ways to get an accurate estimate.

Why Use Our Stamp Duty Calculator?

Stamp duty can add tens of thousands of euros to your purchase, so it’s essential to factor it into your budget before signing any agreements. Our calculator gives you:

✅ Free, instant, and accurate results – no sign-up or hidden fees.
✅ Based on current Revenue rates, so you can trust the accuracy.
✅ Works for both stamp duty in Dublin and everywhere else in Ireland.
✅ Saves you time by avoiding manual calculations and confusion.
✅ Helps first-time buyers, investors, and commercial property buyers plan ahead.

By using this tool, you can make informed decisions about your mortgage, deposit, and total purchase costs.

You can also go through our - Buy-to-let Mortgage Calculator

Additional Information ℹ️

Stamp duty in Ireland must be paid to Revenue within 30 days of the property transfer. This payment is made electronically and is a legal requirement before you can register your property with the Property Registration Authority.

It’s important to note that while our stamp duty calculator Ireland provides a very reliable estimate, the actual amount you owe may vary slightly if your purchase includes additional fees, exemptions, or special circumstances. For example, certain transfers of property between family members or specific schemes may be subject to reduced or different rates.

Always confirm the final amount with your solicitor or directly with Revenue before completing your property purchase. Planning ahead ensures you avoid penalties and interest charges.

Frequently Asked Questions (FAQs) – Stamp Duty in Ireland ❓

1. Do first-time buyers pay stamp duty in Ireland?

Yes. There are currently no exemptions for first-time buyers. Stamp duty applies to all residential property purchases, regardless of whether you’re a first-time buyer or not.

2. Is stamp duty different in Dublin?

No. The stamp duty rates are set nationally, so they are the same across Ireland. However, many people search for a stamp duty calculator Dublin because property prices in Dublin are higher, and the 2% threshold above €1,000,000 is more likely to apply.

3. How much is stamp duty on commercial property in Ireland?

For non-residential or commercial property, the stamp duty rate is a flat 7.5% of the total purchase price. This can be significant, so commercial buyers should always budget carefully.

4. Who pays stamp duty in Ireland?

The buyer (purchaser) is legally responsible for paying stamp duty. It must be settled before the property can be registered in your name.

5. Can stamp duty be added to my mortgage?

In most cases, stamp duty must be paid separately and cannot be rolled into your mortgage loan. Buyers should have this amount saved and ready alongside their deposit and other legal costs.